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HEALTH INSURANCE OPTIONS

Coverage Options

for Every Stage of Life

Whether you're approaching Medicare, under 65, or looking for the right plan for your family, Kathy Miller is here to help you find the right health insurance solution

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45+ Years

of Experience

Licensed in

WA, ID & MT

Client-First

Every Time

MEDICARE SOLUTIONS

Helping You Make Confident Medicare Decisions

Medicare can be confusing, but you don't have to navigate it alone. Kathy helps you understand

your options and find the right plan for your needs and budget.

Medicare Advantage

Plans

All-in-one coverage that may include hospital, medical, and often prescription drugs, plus extra benefits like vision, dental, hearing, and fitness

Medicare Supplement Plans (Medigap)

Helps pay costs Original Medicare doesn't cover. Predictable healthcare expenses and freedom to choose any provider that accepts Medicare

Prescription

Drug Plans

Compare prescription costs, review medication coverage, and find plans that best fit your medications and budget

More Options

Coverage Solutions for employers and employees to help support the health and well-being of your business and team

Call Kathy: (425) 258-5072

INDIVIDUAL & FAMILY HEALTH INSURANCE

Coverage for You and Your Family

Not everyone is eligible for Medicare, and every household's needs are different. Kathy helps individuals and families explore health insurance options based on your situation, budget, and eligibility.

Individual Insurance

Personalized health insurance options for individuals who do not have access to employer-sponsored coverage or are not yet eligible for Medicare.

Family Insurance

Coverage options designed to help protect spouses, children, and families with different healthcare needs and budgets

Medicaid (Apple Health)

Guidance for individuals and families exploring Apple Health, Washington's Medicaid program, including eligibility and how it may work with other coverage.

Employer Paid Healthcare Benefits

Whether you're a small business owner looking to offer employee benefits or reviewing your current group health plan, Kathy can help you explore group health insurance options that fit your business and your employees' needs.

Small Business

Health Plans

Affordable group health insurance solutions designed to help small businesses provide valuable healthcare benefits for their employees.

Employee Benefits

Offer competitive health benefits that help attract, support, and retain a healthy, productive workforce.

Voluntary Benefit Options

Employers can offer voluntary benefits to employees such as dental, vision, life, and disability at no cost to the employer

Not Sure What Type of Coverage You need?

You don't have to figure it out alone. Kathy can review your situation, explain your options, and help you choose the best next step.

Call Kathy to Discuss Your Options(425) 258-5072

Frequently Asked Questions

How do I know which Medicare plan is right for me?

Every person's healthcare needs are different. Kathy takes the time to understand your doctors, prescriptions, budget, and healthcare goals before recommending plans that fit your unique situation.

Will my doctors be covered?

Before recommending a plan, Kathy checks to see if your preferred doctors and specialists participate in the plan's network whenever possible. This helps avoid unexpected surprises after enrollment.

Are my prescriptions covered?

Yes, Kathy reviews your current prescriptions and compares how they're covered under different plans, including medication tiers and costs whenever available.

Do you meet with clients in person?

Yes. Kathy prefers meeting with clients face-to-face whenever possible. She also offers phone and virtual appointments for those who prefer them.

When should I start planning for Medicare?

It's best to start planning within 90 days prior to your 65th birthday. Kathy can help you understand important enrollment deadlines, Medicare Part B requirements, and prepare you for a smooth transition into Medicare.

What areas do you serve?

Kathy is licensed to serve clients in:

• Washington

• Idaho

• Montana

Appointments are available in person, by phone, or virtually depending on your location.

Do you only help people who are turning 65?

No. Kathy also helps individuals already enrolled in Medicare who want to review their current coverage, compare options during Annual Enrollment, or make changes when they're eligible as well as individuals and families navigate their healthcare benefit options.

Will you still help me after I enroll?

Absolutely. Kathy believes her relationship with clients continues long after enrollment. She remains available throughout the year to answer questions, review coverage, and help whenever your healthcare needs change.

Is there a cost for a consultation?

There are no fees for the services Kathy provides. She will explain the process and help determine the best next steps for your Medicare or individual healthcare needs.

Do you help with Apple Health (Medicaid) and Individual Health Insurance?

Yes. In addition to Medicare, Kathy can help you understand your options for Apple Health (Medicaid) and Individual Health Insurance. Whether you're turning 65, retiring, losing employer coverage, or simply exploring your healthcare options, Kathy will help you find coverage that fits your unique needs.